Job Description
At First PREMIER Bank and PREMIER Bankcard, we've created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work.
We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions.
Considered one of the nation's strongest financial organizations, we've achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities.
Job Description:
Location: Sioux Falls, SD
Shift: M-F 8am-5pm
Job Status: Full-Time
Company: PREMIER Bankcard
Job Purpose
The role will drive the strategy, manage the Experian backlog and roadmap, and support technical development/integration with the platform - AI Tools, data and analytics, or decisioning solutions. This role will also bridge the gap between technical teams and business stakeholders, transforming complex credit risk needs into scalable, automated API-driven products. It will ensure that all platform enhancements drive adoption while strictly maintaining regulatory compliance and data integrity.
Primary Responsibilities
Essential duties and responsibilities include the following. Other duties may be assigned.
- Align with the strategic direction to deliver automated and integrated platform solutions. Define and own the platform product roadmap, translating strategic goals into actionable user stories, epics, and features. Prioritize the product backlog to align with market requirements and Experian's strategic direction.
- Act as the product owner for credit underwriting systems, rules engines, and decisioning platforms. Collaborate with partners to design scalable, API-driven solutions.
- Act as the Product Owner in Agile ceremonies, leading sprint planning, grooming, and retrospectives to accelerate development velocity.
- Collaborate closely with IT to integrate platform enhancement and ensure seamless operational performance
- Proactively align platform logic with credit policies, regulatory compliance, and risk appetite. Knowledge in evaluating credit risk, establishing risk assessment frameworks, and implementing fraud detection and prevention strategies
- Engage with the Experian Center of Excellence (CoE) and key partners across the organization to align platform capabilities with business goals and ensure clear communication of roadmap progress and milestones
- Monitor decisioning systems for accuracy, effectiveness, and operational performance
- Lead security reviews, ensuring all platform features comply with data privacy regulations
Skills
- Strong communication, collaboration, and problem-solving skills to navigate complex, cross-functional projects to drive strategic outcomes in partnership with stakeholders
- Understanding credit risk models, automated underwriting workflows, and data integration techniques.
- Expertise in Agile methodologies and continuous improvement (DevSecOps)
- Ability to analyze complex financial data (bank statements, ratios) and monitor portfolio risk.
Education and Experience
- Bachelor's degree in business or equivalent experience preferred.
- 3+ years of experience as a Product Owner, Technical Product Owner, or Technical Product Manager
- Strong knowledge of data platforms, API development, cloud technologies (e.g., AWS), etc.
- Demonstrated experience driving Agile methodologies focusing on backlog refinement and sprint planning
Competitive Benefits Package
- Full medical benefits when working 20+ hours per week
- Traditional and High-Deductible health plan options available
- FREE dental and vision coverage
- Generous Paid Time Off plans
- 401(k) - dollar-for-dollar match up to 5% of total compensation
- Special discounts and offers for events at the Denny Sanford PREMIER Center
- PREMIER Wellness Program
- Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year
- Fun Employee Parties
Our Culture
- Emphasis on personal success, respect, health, wellness, fun and giving back
- Employees are rewarded, valued, and celebrated for hard work
- Various Career advancement opportunities and growth
- Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more