First Dakota National Bank is hiring a full-time Loan Accounting Representative to join our Yankton team! This person will support the accounting and system/software side of loans including accepting payments, disbursing new loan funds, correcting unposted transactions, checking back uploaded loans, performing all maintenance required for renewals, and other loan functions in accordance with established guidelines and policies. Hours include Monday-Friday 8-5.
Duties
- Receive and post loan payments and advances
- Assist internal and external customers with Loan related inquiries via phone and Digital Banking services
- Correct daily loan WIP (work in progress) offages
- Check back new loans entered on the system
- Perform and check back loan maintenance requests
- Handle Participated loans – remittance of payments and advances, enter new participations, establish servicing, update spreadsheets, etc.
- Process new loans, prepare entries and enter on uploading calendar
- Credit Life responsibilities including balancing GL, submitting all new and cancelled policies
- Maintain and pay escrow items for Business loans
- Maintain floor plans
- Perform and Assist locations with loan Teller duties
- Service ACH loan payments
- Balance student loan portfolio
- Handle Swap Rate loans (ARC loans) – posting payments, balancing GL, rate changes
- Maintain bonds and leases
- Process selling of FHLB loans
- Complete daily and monthly reporting for FHLB and SBA
- Maintain GL descriptions for fee income and other reports
- Maintain and/or work a variety of reports related to loan system exceptions
- Process incoming loan wires
- Other duties as assigned
Qualifications
Attributes include a positive attitude and good work ethic. The ability to process a variety of tasks accurately and efficiently, the capability to maintain strict confidentiality, attention to detail and comply with all Bank policies and procedures. Communicate effectively with various types of clientele, co-workers and departments to resolve an assortment of needs. Strong organizational skills and the ability to work well in a team environment. Punctuality is a must. Knowledge of common loan and accounting practices is preferred and experience with Microsoft Excel is a must.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education/Experience
High school diploma or general education degree (GED).
Some college preferred.
Work Environment
Office: The work environment of this job includes interacting with others in an office setting, and the noise level is usually moderate.
Physical Demands
Light: The physical demands of this job include bending, sitting, and occasionally lifting up to 10 pounds with or without reasonable accommodation.
FIRST DAKOTA offers competitive compensation and excellent benefits including Medical, Dental, Life, Short and Long Term Disability, PTO, Career Apparel and 401(k). Successful applicant must pass pre-employment screening including credit history and criminal background.
Interested candidates may apply online at www.firstdakota.com/careers.
First Dakota National Bank is an Equal Opportunity Employer
Member FDIC