Real Estate Loan Processor

Job Description

We are seeking a motivated and detail-oriented Real Estate Loan Processor to join our dynamic credit union team. In this vital role, you will manage the end-to-end processing of mortgage loan applications, ensuring all documentation is accurate, complete, and compliant.

• Answer member phone inquiries on loan balances, payoffs, applications and schedule appointments for RE Loan officers.
• Conduct loan interviews with members when necessary. Follow up with members to obtain any required documentation.
• Process loan application to validate all employment, deposit accounts, and liabilities provided.
• Order Credit Report, appraisal, Title, Survey, Flood, etc. as needed for file.
• Disburse checks, transfers and general ledger postings on approved loans.
• Review all disbursed loan files by checking all necessary paperwork, signatures, dates, and computer information such as interest rates, loan type, collateral, payment, etc.
• Submit files to investors for purchase after disbursed and process payoffs when purchased.
• Image loan files by properly scanning and documenting loan within the paperless system.
• Process escrow disbursements and annual escrow analysis.
• Maintain real estate lending department files.
• Perform other functions as required or assigned by the supervisor.