Job Description
Sr Credit Analyst
COMPANY PROFILE:
Our client believes in their team members and considers them the most valuable resource they have and has an exceptional reputation both regionally and nationally. They are dedicated to offering their customers the best service possible and offer their employees a great working environment.
WHAT THE COMPANY WILL OFFER YOU:
- $80,000 - $120,000 +
- Bonuses
- 401k match of 5%.
- Benefits Package: Health, Flexible Spending Accounts, HSA, Dental, Vision, Disability, AD&D, Life Insurance, Wellness Program, EAP, Adoption Assistance Program, Banking Benefits
- Competitive PTO, Holidays, Sick Leave, Special Discounts
- Employee Gatherings
- Paid Volunteer Hours
THE ROLE YOU WILL PLAY:
- Evaluate complex commercial credit requests by analyzing financial information, identifying risk factors, and supporting sound lending decisions.
- Partner with relationship managers to structure financing solutions, prepare credit recommendations, and maintain a high-quality loan portfolio.
- Review borrower performance, monitor existing relationships, and assist with renewals, modifications, and ongoing credit administration.
- Present financial analysis and lending recommendations to internal decision-makers while providing insight on credit quality and loan structure.
- Build relationships with clients and internal partners to gather financial information, resolve questions, and support an efficient lending process.
- Ensure credit documentation, underwriting, and review activities align with internal policies, regulatory expectations, and established timelines.
- Share technical knowledge with team members, support process improvements, and contribute to the continued development of credit and underwriting practices.
Job Requirements
BACKGROUND PROFILE:
• Bachelor’s Degree in Finance, Business, Accounting, Related Field.
• Commercial Credit Experience.
• Proficiency in Managing Multiple Credit Tasks.
• Mentor and Lead Training Efforts.
Contact:
Travis Peper
(605) 428-6149
tpeper@ercjobs.com
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